Which part of the study referenced did you take issue with? http://econpapers.repec.org/article/ucpjlawec/doi_3a10.1086_2f661938.htm http://econpapers.repec.or

Which part of the study referenced did you take issue with? http://econpapers.repec.org/article/ucpjlawec/doi_3a10.1086_2f661938.htm http://econpapers.repec.org/article/ucpjlawec/doi_3a10.1086_... "On average, the CRA appears to have had little impact on mortgage lending, even during the mid-2000s, when lending to lower income areas nevertheless soared."