OP here. Just returned to this thread after a nice day away from the computer. I'm sincerely flattered and grateful for every response in this thread. There is

OP here. Just returned to this thread after a nice day away from the computer. I'm sincerely flattered and grateful for every response in this thread. There is a great deal of advice and wisdom to absorb in here, so naturally any response I will provide now will not be adequate. The only thing I can give right now is my thanks. My Sunday will be spent going through these posts. Thank you all again. Michael