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I checked it out real quick because it actually looked pretty presentable/useful for other folks (I have 0 debt, literally, not even a quarter to a co-worker no
by ismarc 17y ago
I checked it out real quick because it actually looked pretty presentable/useful for other folks (I have 0 debt, literally, not even a quarter to a co-worker now). Playing with the test account, there's no way to view the annual interest rate for cards after you've entered them, or a way to change the interest rates. I tried and tried. Also, it's unintuitive to provide options in the edit card screen that weren't there for the initial creation, but to not display fields that were there for the initial creation.
- itsnotatumour 17y agoismarc - I will get that fixed, thanks! And if you have a chance to set up a new account (even though you don't have any debt yourself) and give it a proper run through some time I'd love to hear some more of your thoughts on design/usability.
- ismarc 17y agoI forgot to add above...the reason I was looking for interest rates was I was looking to understand how you were prioritizing what to be paid off. I wasn't sure if it was biggest + minimums first, or if it was prioritized to prevent growth of outstanding balance on all but one that was being paid down, or if it performed calculations based on "best" payoff options (high interest + low balance being prioritized over low interest + high balance, minimizing total interest paid over the period for paying off the balance, etc.). I would highlight the method, use it as a draw point and explain it somewhere, and have the website be the tool to track progress with the method. That's the catch with credit cards, they have a limit, but the part that is never pointed out is the total amount you really end up paying including interest.