Except I have the options of raising funding or getting work. I'm not objecting to tests of fitness for payment; they're just not flexible enough. I have thing

Except I have the options of raising funding or getting work. I'm not objecting to tests of fitness for payment; they're just not flexible enough. I have things to offer instead of income: Savings, a superlative credit score (so I could get a loan, or even pay rent with credit cards if I had to), qualifications. I'm straying from the original goal, though. The post was to inquire about how others deal with this issue, not fairness.