> For example, the US households have so much debt! Well, guess how much value they have in assets? After the housing bubble collapse? Many of them have fewer

> For example, the US households have so much debt! Well, guess how much value they have in assets? After the housing bubble collapse? Many of them have fewer assets than debt leading to bankruptcy. Assets aren't required to go up along with debt as a law of nature. Some people do a good job of buying undervalued things, other don't.