Free filing is going to increase fraud since $10 means the attackers need enough credit card numbers to not set off Intuit's or the payment networks' fraud syst

Free filing is going to increase fraud since $10 means the attackers need enough credit card numbers to not set off Intuit's or the payment networks' fraud systems. That probably means almost a 1:1 ratio between returns and working CCs, with Intuit having the obvious option of checking zip codes against the returns.