Do you keep your money in a bank? I get worries about storing things on Facebook, but I feel the implicit contract about iCloud is that it's a personal drive (u

Do you keep your money in a bank? I get worries about storing things on Facebook, but I feel the implicit contract about iCloud is that it's a personal drive (unless you explicitly make something public). I understand some people might be really good at automated backup and whatnot, but for me this solution means not losing photos. (probability losing photos) * pain is much greater for me than (probability having photos public) * pain (at least my impression of it)