4 ms·Maybe it includes unfavorable (normal for credit card xactions) exchange rate conversions?by Torgo 12y agoMaybe it includes unfavorable (normal for credit card xactions) exchange rate conversions?detaro 12y agoAren't these generally dumped on the person paying?ars 12y agoMy understanding is that credit cards give you the best exchange rates available at retail. Some banks do tack on a foreign transaction fee though, but that goes on the payer.