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> they'd say stuff like "Oh, that horrible cancer you have? > Yeah, we're not paying for it because it was a 'pre- > existing condition' that you got during
by Estragon 12y ago
> they'd say stuff like "Oh, that horrible cancer you have?
> Yeah, we're not paying for it because it was a 'pre-
> existing condition' that you got during that weekend you
> had between two jobs six years ago."
Can you give a link to an article about this? I didn't know "pre-existing condition" worked like that.
- jakejake 12y agoThe example is a little bit exaggerated, but basically if you have a major medical problem with huge bills, the insurance companies will look for a ways to get out of paying. It may not be right or even legal, but the process of disputing claims is a confusing hassle. I can tell you from personal experience that it takes a lot of determination to dispute with an insurance company and I can imagine a lot of people just give up. This is just a random link describing one scenario - http://www.yourwisconsininjurylawyers.com/library/claim-denied-because-of-a-preexisting-condition.cfm http://www.yourwisconsininjurylawyers.com/library/claim-deni...
- kabdib 12y agoBetween jobs I had my wife's insurance cover me for a weekend. The HR types I talked to made very sure that I had documentation of unbroken coverage, saying that it was pretty common for insurance companies to argue pre-existing conditions for even a day of not being under some insurance umbrella. I believe this is no longer allowed under relatively recent law.