I'd just like to point out that you can put a freeze on your and your children's credit files in any state. In most states it will cost in the neighborhood of

I'd just like to point out that you can put a freeze on your and your children's credit files in any state. In most states it will cost in the neighborhood of $10 for each of the three bureaus, unless you're already the documented victim of identity theft (ask me how I know this).