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Go to any of the three credit reporting agencies and fill out the "fraud alert" form. That will place a hold on your credit report at all three credit agencies
by jstalin 12y ago
Go to any of the three credit reporting agencies and fill out the "fraud alert" form. That will place a hold on your credit report at all three credit agencies and anyone applying for credit under your name will be blocked. The entity that the person is applying for credit with has to contact you using the contact information you provide to verify that it is indeed you that's applying for credit.
- yawz 12y agoIt looks like it's sufficient to do it with one as the alert propagates to the other two. And it lasts 90 days. "Ask 1 of the 3 credit reporting companies to put a fraud alert on your credit report. They must tell the other 2 companies. An initial fraud alert can make it harder for an identity thief to open more accounts in your name. The alert lasts 90 days but you can renew it." [http://www.consumer.ftc.gov/articles/0275-place-fraud-alert http://www.consumer.ftc.gov/articles/0275-place-fraud-alert]