Also, one has to assume, it's easily exploitable by those for which the deposit is not an obstacle... e.g., the rich, and also those making money off of their s

Also, one has to assume, it's easily exploitable by those for which the deposit is not an obstacle... e.g., the rich, and also those making money off of their scams. Totally worthwhile to pay a $5,000 if it means I can successfully defraud someone for > $5,000 to cover it. If I can time the frauds well enough, I can defraud a number of people with my "good" reputation, then just abandon it.