Ok you're probably right on the cost of the writeoff, and now I see your point on the size of the debts I agree with that too. Given this, the program isn't re

Ok you're probably right on the cost of the writeoff, and now I see your point on the size of the debts I agree with that too. Given this, the program isn't really that unique. For example, the US has a program to help out people with high mortgage debt or underwater mortgages.