And applied to regular people, it's already been quite legally enshrined in the U.S. for a long time. The U.S. has forgiving bankruptcy laws (which are incident

And applied to regular people, it's already been quite legally enshrined in the U.S. for a long time. The U.S. has forgiving bankruptcy laws (which are incidentally often partially credited for its entrepreneurial culture). Croatia doesn't, so debts are hard to discharge. In a system with a forgiving bankruptcy system, this kind of one-time amnesty wouldn't be necessary, because someone who has no assets, very low income, and high debt would simply declare bankruptcy and have the debt discharged.