Also: time. Imagine a fellow (me, as a student) who hasn't got a washing machine and does his laundry every other week at the coin launderette, which takes sev

Also: time. Imagine a fellow (me, as a student) who hasn't got a washing machine and does his laundry every other week at the coin launderette, which takes several hours, including the time spent on public transport. They could save up the several hundred bucks for a washing machine and buy one in a year (student, limited budget, or just simply poor), or buy one on credit now. As soon as the thing is installed you have two more afternoons each month to get more productive work done. What would you choose?