Few would consider money "disposable" if you had to make sacrifices for it. @zaroth probably has NYC/SF in mind, where most $120k+ salaries probably are. Pay $

Few would consider money "disposable" if you had to make sacrifices for it. @zaroth probably has NYC/SF in mind, where most $120k+ salaries probably are. Pay $40k tax (fed+state+local), at least $30k for rent+utilities, and you're left with $50k for food, clothing, gym, social expenses, travel, and everything else. Out of that, you'll be paying for gas, tolls, insurance, maintenance, and parking. Parking alone will run you $5-10k (unless you're okay with street parking and having that sweet ride scraped up end to end by a truck next week). You could do it, but not because $120k is Porsche-driving income.