Isn't the kind of person that cares enough about their 0-60 to get their ECU remapped more likely to drive at speed, and therefor more likely to be involved in

Isn't the kind of person that cares enough about their 0-60 to get their ECU remapped more likely to drive at speed, and therefor more likely to be involved in an accident? I suppose I'm assuming a correlation between speed and crash-rate, which may not be a thing. But given that premiums ∝ engine power, you'd have thought that there might be.