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If you pay with your EC card (Germany's own debit card system), the merchant pays at least 0,3% with a minimum of 0,08€ for the transaction. The payment is guar
by thesimon 12y ago
If you pay with your EC card (Germany's own debit card system), the merchant pays at least 0,3% with a minimum of 0,08€ for the transaction. The payment is guaranteed and thus similar to US debit cards.
The merchant can also use direct debit, which is almost free (0,05€ for fraud prevention), but leaves him open to chargebacks.