There's 0% safe and 100%, for everything else it's equal? FDIC is tested and backed by something beyond corporate assurances about insurance policies. Does th

There's 0% safe and 100%, for everything else it's equal? FDIC is tested and backed by something beyond corporate assurances about insurance policies. Does that policy pay out upon bankruptcy? Agreed. Diversify. But, US banks are still demonstrably lower risk (with stipulations) thanks to FDIC than, currently, a bitcoin exchange.