It is a bug having to ask for permission to collect money electronically. And assuming you get permission, it is a bug to get charged more than a penny or two f

It is a bug having to ask for permission to collect money electronically. And assuming you get permission, it is a bug to get charged more than a penny or two for having your transaction processed. It's a bug not being able to receive/send cash anonymously, or to be censored because... because... what crime did Wikileaks commit? Credit is a bug if you're an offshore company that can't find a payment processor or has your payments held for three months before release because the War on Terror means offshore companies are now suspect. It's a bug when your business sounds high-risk or illegal but actually isn't. It's a bug because the people who get employed managing this risk don't do a good job themselves and are often complicit in gaming the system. And it is a bug when you're in an industry where credit card fraud is rampant, because now the inability of the industry to handle data security means you pay twice, once when you're ripped-off by the customer and then a second-time when you get ripped-off by your bank with the chargeback. The need for credit is a huge bug in the way it forces companies to be PCI-compliant (why should we be devoting massive economic resources to this?). And it is a bug in that it requires people to have credit cards, which requires them to have credit records, which brings up another set of problems.... Your complaint seems to be mostly that you don't have bitcoin and it would take you a single extra transaction to get it (something already easier than applying for a credit card, and/or paying your bills and frankly getting easier). But if you think bitcoin is more difficult than the alternatives, think as a conceptual exercise of programming a machine to buy and sell things with a credit card and pay its bills automatically. And once the tech is in place, apply for a credit account for the machine....