>It's easy to call someone irresponsible with this externally imposed money game, however there's much more important things in life than money. I take your po

>It's easy to call someone irresponsible with this externally imposed money game, however there's much more important things in life than money. I take your point but my friend really is irresponsible with money. For example, going shopping for "groceries" at the convenience store across the street because the 5 minute drive to the supermarket is too long or spending money at the bar when he knows that he has bills due before his next payday or putting off a utility payment or the purchase of required medicine so that he can buy... party favors.