3 ms·Yes, but hilariously that's both slower and more expensive than the picture of a cheque method.by aianus 12y agoYes, but hilariously that's both slower and more expensive than the picture of a cheque method.sanswork 12y agoI've never tried mailing a cheque but do they not have hold times on not certified cheques for most accounts?aianus 12y agoYes, but I'm able to access any funds on hold up to my overdraft limit immediately without paying interest so practically it's instant.