I don't find it very surprising. Sure you pay them a fee for them to provide coverage for risk, but they will offer you a discount if you allow the risk to be c

I don't find it very surprising. Sure you pay them a fee for them to provide coverage for risk, but they will offer you a discount if you allow the risk to be calculated more accurately. It's not unlike health insurance or long term care insurance requiring you to get a physical before you can get a policy.