Right. In the average case, you have almost as much opportunity to money manage, etc. as a professional and thus wind up with big savings. The bonus is that you

Right. In the average case, you have almost as much opportunity to money manage, etc. as a professional and thus wind up with big savings. The bonus is that you increase tremendously your chances of becoming rich in a shorter term. Plus you get to control your own destiny, which humans really crave.