What you're saying is mostly true, but it may not be all that relevant. The vast majority of people would be better off if you just gave them everything for fre

What you're saying is mostly true, but it may not be all that relevant. The vast majority of people would be better off if you just gave them everything for free, but the _society_ as a whole would not be. Bachelor degrees, for instance, aren't supposed to be designed to serve the student, but to serve the community. (I.e., that's why they teach the 'classics' in the western/greek tradition.) You are not supposed to be purchasing an education for yourself alone. It is supposed to make you a better person in terms of supporting your community, and your community is _supposed_ to support you for doing so. I think you are being too narrow-minded in supposing we'd all be better off by adapting a policy that essentially maximizes selfishness and division of skill. One cannot have the flexibility to make good plans by refusing to make any sacrifices.