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Don't forget that CVS and others disabled NFC payments entirely to hamstring Apple because Apple makes it impossible for them to capture customer data (unique I

Don't forget that CVS and others disabled NFC payments entirely to hamstring Apple because Apple makes it impossible for them to capture customer data (unique ID per transaction as opposed to a credit card number that's always the same). It's annoying for the folks that were using Google Wallet for a year before Apple Pay was introduced and the retailers turned it off.

Shivetya 12y ago
well they are all going to eventually learn how share information, else I am quite convinced that some retailers are large enough themselves, and definitely in groups, to ignore Apple and some banks. Actually I hope they do. I am aghast at how fast people will jump into something just because Apple's name is on it when we don't know all the catches. You are effectively paying Apple to make a purchase, one you could make without yet another party interjecting itself into the stream. I do not like adding touch points. If it means I have to swipe a card, I prefer signing all receipts, instead of just having my phone I am more than willing if one less exposure is available.
- Ntrails 12y ago
  I'd rather not deal with any inconvenience at all. In a dream world I don't have to swipe/touch/anything, Starbucks just knows who I am and charges the total based on my phone being in my pocket or something. I don't care how, I just want to get the paying part done in the least possible effort. I'm lazy. At this point I get mighty vexed when I can't just touch my card and have to actually put in a pin number.
  - walterbell 12y ago
    > Starbucks just knows who I am and charges the total based on my phone being in my pocket or something. You should chat with class-action lawyers about the history of companies and billing practices.
  - hwatson 12y ago
    Square Wallet[0] used to implement something similar to what you're describing. It used your phone's GPS to register you as near/inside a store and merchants selected you based on a photo you provided. It was pulled in May[1] in favour of Square Order. [0]: http://allthingsd.com/20120430/paying-with-squares-new-mobile-payments-app/ http://allthingsd.com/20120430/paying-with-squares-new-mobil... [1]: http://www.theverge.com/2014/5/12/5709256/square-kills-square-wallet-tries-again-with-square-order http://www.theverge.com/2014/5/12/5709256/square-kills-squar...
- mitchty 12y ago
  Apples system is just reusing already existing payment technology. Its closer to Google Pay (ignoring the phone side security aspects here). And it is entirely worth using it. Even from my limited experience using it (walgreens and lunds are the only places it currently has worked), it is miles better for paying things. No swipe, no receipt, no hassle with the stupid touch screens etc... I may not like the intervening data aspect of all electronic, but after using it its like the move from writing cheques to credit cards. I hope those other places do say no to apple pay, I'm already planning on ignoring buying from them for their refusal to make my life simpler and get out of their store.
Yhippa 12y ago
There were a lot of places I was able to use Google Wallet to pay where contactless payments have been disabled completely because of this. I can't blame Apple; I suppose this was bound to happen at some point once the retailers figured this out.

Shivetya 12y ago

well they are all going to eventually learn how share information, else I am quite convinced that some retailers are large enough themselves, and definitely in groups, to ignore Apple and some banks. Actually I hope they do. I am aghast at how fast people will jump into something just because Apple's name is on it when we don't know all the catches. You are effectively paying Apple to make a purchase, one you could make without yet another party interjecting itself into the stream. I do not like adding touch points. If it means I have to swipe a card, I prefer signing all receipts, instead of just having my phone I am more than willing if one less exposure is available.

Ntrails 12y ago
I'd rather not deal with any inconvenience at all. In a dream world I don't have to swipe/touch/anything, Starbucks just knows who I am and charges the total based on my phone being in my pocket or something. I don't care how, I just want to get the paying part done in the least possible effort. I'm lazy. At this point I get mighty vexed when I can't just touch my card and have to actually put in a pin number.
- walterbell 12y ago
  > Starbucks just knows who I am and charges the total based on my phone being in my pocket or something. You should chat with class-action lawyers about the history of companies and billing practices.
- hwatson 12y ago
  Square Wallet[0] used to implement something similar to what you're describing. It used your phone's GPS to register you as near/inside a store and merchants selected you based on a photo you provided. It was pulled in May[1] in favour of Square Order. [0]: http://allthingsd.com/20120430/paying-with-squares-new-mobile-payments-app/ http://allthingsd.com/20120430/paying-with-squares-new-mobil... [1]: http://www.theverge.com/2014/5/12/5709256/square-kills-square-wallet-tries-again-with-square-order http://www.theverge.com/2014/5/12/5709256/square-kills-squar...
mitchty 12y ago
Apples system is just reusing already existing payment technology. Its closer to Google Pay (ignoring the phone side security aspects here). And it is entirely worth using it. Even from my limited experience using it (walgreens and lunds are the only places it currently has worked), it is miles better for paying things. No swipe, no receipt, no hassle with the stupid touch screens etc... I may not like the intervening data aspect of all electronic, but after using it its like the move from writing cheques to credit cards. I hope those other places do say no to apple pay, I'm already planning on ignoring buying from them for their refusal to make my life simpler and get out of their store.

Yhippa 12y ago

There were a lot of places I was able to use Google Wallet to pay where contactless payments have been disabled completely because of this. I can't blame Apple; I suppose this was bound to happen at some point once the retailers figured this out.