Some people make very good employees, but lousy sales people, when they are trying to sell their skills to a prospective employer. So becoming suddenly unemplo

Some people make very good employees, but lousy sales people, when they are trying to sell their skills to a prospective employer. So becoming suddenly unemployed, especially after having a year or two of substandard pay (so no savings) can cause damage. Especially if it takes 6 months to find another job. The only way I personally would work for a startup is if I could purchase supplemental unemployment insurance. I know you can get unemployment insurance on various loans (mortgage, car, credit cards, etc), and state unemployment pays a small amount. But I would like to see an option where the startup pays an insurance company to cover my full salary for up to a year (or until a job is found) after a business folds.