Shame is the right word here, as this is exactly what I feel every time I hear about another country adopting some convenient mobile payment method, from cell p

Shame is the right word here, as this is exactly what I feel every time I hear about another country adopting some convenient mobile payment method, from cell payments to mobile walletc, etc . Why are we so behind? Imagine the opportunities? And then I realize what a drag on progress our parasitic banking system has become.