I don't think they would, though. I think people would see that their money is in fact safe, as the government guaranteed it, because now the possibilities are

I don't think they would, though. I think people would see that their money is in fact safe, as the government guaranteed it, because now the possibilities are 1) the bank will fail and the government covers the deposits and liquidates the bank, and 2) the bank doesn't fail and the deposits are safe anyway.