In my opinion insurance companies should not be profit centers like they have become. They have a real social function to spread out risk across large populati

In my opinion insurance companies should not be profit centers like they have become. They have a real social function to spread out risk across large population. With the information Google could leverage, my hunch is they could run a very tight ship where the insurance company could (theoretically) consistently remain a healthy company at zero profit margin. Not to say that would be their goal if they started an insurance company, but once technology catches up and perfects what insurance companies do, the only differentiator at that point is monthly premiums.