Would you say that now that you've had that "experience" you're more aware of what can go wrong? i.e. You lose your job and suddenly there is not enough money f

Would you say that now that you've had that "experience" you're more aware of what can go wrong? i.e. You lose your job and suddenly there is not enough money for basics, etc. Following from that... What would your take-home lesson (and subsequent action) be from that experience if there were no social programs? Assume for the sake of argument that the system of government in place would not allow them to exist at all. Sorry if the tone is a little condescending, it's not intended as such.