Not downvoting, there's a legitamate concern about skin in the game mentality. But that's not how it is now. People take on debt by signing a piece of paper, th

Not downvoting, there's a legitamate concern about skin in the game mentality. But that's not how it is now. People take on debt by signing a piece of paper, they have no idea what that amount really means until they start paying it off. College loans are too easy to get, 20k here, 40k there, don't start paying until 4 years after. At 18 years old, how many students have experience struggling with interest payments that would take up almost all their disposable income? Another thing is the peer pressure to attend college from an early age. Those that don't qualify for top tier schools settle for 2nd and 3rd choices, sometime state schools, other times private colleges that are basically degree mills charging 30k/yr.