Bexfield’s insurance company, Presbyterian Health Plan, declined to cover the hefty cost of $198,000 for the stem cell transplant. He was forced to cash in his

Bexfield’s insurance company, Presbyterian Health Plan, declined to cover the hefty cost of $198,000 for the stem cell transplant. He was forced to cash in his savings and turn to family in order to help pay for the treatment. Only months after his denial, Presbyterian added coverage for stem cell transplants to their plans. Bexfield thought that meant his procedure would be paid for after all. But there was a hitch. Bexfield was told the insurance company would only cover stem cell transplants from donors — a much riskier procedure — not those done using the patient’s own cells. Bexfield waged an epic battle against the insurance company that lasted several years and consisted of countless emails, YouTube videos, and even help from David Segal, aka “The Haggler” from the New York Times. In the end, Presbyterian reimbursed his $198,000 original payment for the procedure and paid $204,000 in interest. Wow, the good guy wins. Was not expecting that ending!