Yes, its not as clear cut because being in finance vs. joining or launching a startup has a very different risk profile. If you stay in finance for some time,

Yes, its not as clear cut because being in finance vs. joining or launching a startup has a very different risk profile. If you stay in finance for some time, you have probably made a lot of money by the time you get out. The plan is to work yourself to death as an investment banker and hope you made enough to retire (or become a VC, like him) at 35. Work years for a startup, and you might not have made anything beyond living expenses. The upside is that the working culture will probably suck less and winning the startup lottery will make even more money. Also, scamming people and being a sociopath is optional (but see Uber).