I agree with everyone about not waiting to start, but there are ways in which you may have to adjust your business model to account for a global lack of credit,

I agree with everyone about not waiting to start, but there are ways in which you may have to adjust your business model to account for a global lack of credit, especially when US consumers are so dependent on credit for spending. I think the value of internet ads is going to drop substantially over the next few years as a result of much more sluggish consumer spending. To me it just means the same thing that you hear all over: make a good product that has tangible value, and people will pay you to use it.