Yea, not sure why you are getting downvoted. Could anyone comment why downvotes? All sounds like reasonable advice (except that, of course, numbers like 85/15%

Yea, not sure why you are getting downvoted. Could anyone comment why downvotes? All sounds like reasonable advice (except that, of course, numbers like 85/15% is a bit handwavy, but I don't think author meant them to be precise).