It depends - Firstly you need to make sure that the degree being offered is of quality. how do you figure that out ? The simplest model is just to just google

It depends - Firstly you need to make sure that the degree being offered is of quality. how do you figure that out ? The simplest model is just to just google the lecturers. See if they are from a top tier university. The idea of going to university gets a really bad rep in HN but getting a degree is a lot like learning how to walk. Sure you will not create anything of substantial value for 4 years. But a degree gives you a structure that helps organize your knowledge and gives you a deep intuition that will allow you to actually create great products at the end of the road.