Technical debt isn't a perfect analogy, but people understand it. It's like explaining that programming is just writing a recipe for the dumbest chef in the wo

Technical debt isn't a perfect analogy, but people understand it. It's like explaining that programming is just writing a recipe for the dumbest chef in the world--it's a good analogy, but doesn't capture the complexity or techniques of programming. Which is fine, because almost everyone is familiar with the idea of a recipe, and your explanation is for someone who probably thinks programming is this magic thing you do that makes Facebook pop up out of the ether! An analogy that isn't understandable by its target audience is useless. Given that most programmers' idea of finance is of some kind of magic that happens that makes money pop up out of the ether, you need to use the appropriate analogy.