In the US, you're basically responsible for fraud on your debit purchases (banks often make vague claims otherwise, but it's very hit-or-miss whether they'll ba

In the US, you're basically responsible for fraud on your debit purchases (banks often make vague claims otherwise, but it's very hit-or-miss whether they'll back them up), while you are completely protected from fraud on a credit card. So using a debit card with a merchant you don't completely trust is very risky.