Ask HN: What's the cheapest international periodic payment solution?

Very probably there are some fintech solutions I am not aware of. For that reason I'd like to have your professional opinion on the best way to pay a loan internationally and periodically! In this case it is from Europe (in specific the Netherlands) to the USA. The receiving party in the USA is a party which accepts: * manual credit card transactions initiated though cell phone calls, this is not periodic so and its a pain to call them every time * checks, however, we don't have these in the Netherlands, especially not for periodic payments * periodic payments through a local bank in the USA So, the third option it is, we will pay periodically from a bank in the USA. But now we have to set up periodic payments to that bank as well. What's the best way to set this up? On http://www.mybanktracker.com/news/wire-transfer-fee-comparison-top-10-us-banks an incoming foreign wire transfer fee ranges from $15 to $30. On http://www.mybanktracker.com/news/2014/05/13/wire-transfer-fees-top-10-credit-unions-spring-2014/ I see that there are credit unions that have free incoming foreign wire transfer fees. Is that easy to setup and how are the exchange rates? Perhaps there are totally different financial services I'm not aware of. Periodicity is essential however!