The primary reasons people believe Fintech is primed for explosion are the following: 1. Ubiquity and mobility of the internet. Paypal was designed for when th

The primary reasons people believe Fintech is primed for explosion are the following: 1. Ubiquity and mobility of the internet. Paypal was designed for when the internet was new and barely anyone was using it. Now, everyone is on the internet and on it constantly with devices that have way more powerful. Now is the time for just about any innovation that was promised but not fulfilled in the first dot com bust to have another shot. 2. Stirrings all around - talk to any bank and ask them if they think financial technology is about to break out. They're pretty much all convinced it is because they see it pecking at the edges. Alternate lending just has 2 IPOs 10 days apart (on deck, lending club), crypto currencies are surprisingly stable given what they are and how new they are, and new payment tech is gaining traction (apple pay, google wallet, square, venmo, etc). It all starts small but it's gaining traction faster than it used to, and momentum is everything. That's what I've seen and what I've heard as the two biggest reasons. Essentially, reach and momentum.