Excuse the short answer, with family for the evening. In short I think that the reason you see hackers target web startups and credit cards is because you can g

Excuse the short answer, with family for the evening. In short I think that the reason you see hackers target web startups and credit cards is because you can get away with it. Example - it's easy to use a credit card, buy something online, and have it shipped to a big office or apartment. And to steal from a bank account? You'd need another bank account! Bank accounts require you to put up your own personal info, which is a huge barrier for Off shore hackers to overcome