I can't agree more with this comment. 10% return is insane to expect in the current market, especially since there is no actual safe haven that will get you any

I can't agree more with this comment. 10% return is insane to expect in the current market, especially since there is no actual safe haven that will get you any reliable return above inflation. The fact that the author was overpaying because "he didn't like debt" tells me a lot about his financial expertise to start. That aside, of course go with the higher return stuff, contribute to your 401K for your company at the max instead of pushing it toward student loans, but the rest of the logic is somewhat baffling given any sort of perspective on the market. I keep going back to the "Turkey that doesn't know tomorrow is Thanksgiving" analogy on this. Must be bliss to have such a short memory.