I just paid off the remainder of my loan today in one lump sum ($40K), enough was enough. Taking into account the fixed 6.5% interest rate the government backe

I just paid off the remainder of my loan today in one lump sum ($40K), enough was enough. Taking into account the fixed 6.5% interest rate the government backed lender was happily reeling in, and my skeptism that the stock market can continue to rise against printing press backed economies, I thought, screw it, let's just get it over with. Not sure what things are like outside the States, but within the easy-money-for-18-year-old-kids market, it's a serious racket -- I had little awareness at that age of what I was getting into, and only later did I realize that, hmmm, the bachelor's in literature and master's in psychology...were pretty much completely useless given my profession: computer programmer o_O