Schwab offers security protection with all accounts: http://www.schwab.com/public/schwab/nn/legal_compliance/schwabsafe/security_guarantee.html http://www.schw

Schwab offers security protection with all accounts: http://www.schwab.com/public/schwab/nn/legal_compliance/schwabsafe/security_guarantee.html http://www.schwab.com/public/schwab/nn/legal_compliance/schw... When payouts on this security guarantee begin to become a meaningful burden, I am sure Schwab will improve their security practices.