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It seems like an enterprising insurance agent who understood this issue could do brisk business in writing new insurance policies by papering the town with post
by patio11 12y ago
It seems like an enterprising insurance agent who understood this issue could do brisk business in writing new insurance policies by papering the town with postcards saying some variant of "Don't want your homeowner's insurance policy cancelled for using Airbnb? Give us a call -- we'll introduce you to a more appropriate policy."
If you wanted to pitch a company on something you could build for them, the above activity suggests a fairly straightforward one-day consulting engagement which you could credibly promise as being worth thousands of dollars.
- Danieru 12y agoI have less confidence that renter understand their needs. Getting "AirBnb" marketed insurance would be an uphill battle of mind share. Too much of the AirBnb competitive advantage is based on avoiding legitimate business expenses, like hotel taxes and liabilities. It would require a high profile case of an uninsured renter losing big on a civil lawsuit to change renter's approach. Too many think they are not businesses. They do not understand they've left the warm and safe world of coddled house owners and entered the cold and uncertain land of liability and responsibility. This is no longer the land of mortgage subsidies, mortgage issuance. These renters are often pathological customers for their suppliers. People who've rented an apartment and are sub-leasing to strangers. Utility customers not paying commercial rates for garbage collection. They are re-selling residential internet against TOS. Just about ever form of price discrimination businesses have setup to favour home owners is getting abused in Airbnb hotels. Airbnb renters are going to need convincing before they increase their cost basis.