As others have said, moral hazard. This is especially important as they're set up for the next bailout will to be a "bail-in" where bank accounts will be debite

As others have said, moral hazard. This is especially important as they're set up for the next bailout will to be a "bail-in" where bank accounts will be debited directly through FDIC-insured accounts. I doubt those losses will get reimbursed to savers.