>Ehhh, the analogy doesn't hold totally because you might not have to pay it back. In that case you're ahead. The analogy totally holds. If you don't pay back

>Ehhh, the analogy doesn't hold totally because you might not have to pay it back. In that case you're ahead. The analogy totally holds. If you don't pay back financial debts (e.g. airlines going through chapter 11 and shedding their pension obligations), then you ALSO come out ahead.