> I could see AirBnB reselling someone else's insurance perhaps. If AirBnB and Uber want to "go legit," this would be a good way to do it: bargain with insurer

> I could see AirBnB reselling someone else's insurance perhaps. If AirBnB and Uber want to "go legit," this would be a good way to do it: bargain with insurers for a discounted group rate, then require their "contractors" (i.e. employees) to be properly insured. They could even do the research on homeowner's insurance themselves, and make it nearly painless for employees to make sure they're obeying the law.