In Europe, most don't have the student loans and still don't want cars. But then, the public transport system has better coverage I guess. It's ridiculous to sp

In Europe, most don't have the student loans and still don't want cars. But then, the public transport system has better coverage I guess. It's ridiculous to spend that amount of money on something you want only once or twice a month and then also don't really need it. (Things can change when people have kids.)